Find the right insurance for your life – we’re here to help!

Life insurance is about your peace of mind, security and those most important to you. But it’s about more than that. At Great Lakes, we believe it’s about possibilities. Finding the right life insurance can mean finding financial security as well as financial opportunities to help you reach your goals. That’s why at Great Lakes we take the time to get to know you, to understand your needs and concerns – so we can provide you with a personalized solution, not a one-sized fits all solution.

Term? Universal life? Whole Life? We can help take the questions out of choosing life insurance and help identify a solution for you, by breaking down the choices into small, manageable steps. This way, you’re always getting just what you need, now and as your situation changes.

Making sense of life insurance…

We can help you determine how much life insurance you may need, what type of protection is right for you and your family, and how to make the most of your premium dollars. We offer a full suite of insurance products that include (but are not limited too):

Term Life Insurance- 5,10,15,20,25,30 year options.

• Grange
• Midland National
• EMC National Life
• Nationwide
• Patriot Life
• Auto Owners

Universal Life Insurance (Including Guaranteed and Indexed)

• Midland National
• Grange Life
• Nationwide

Whole Life (Standard and Increasing) and Graded Benefit Whole Life Insurance

• Auto Owners
• EMC National Life
• Grange Life
• Nationwide

Although life insurance is primarily designed to protect your family’s financial security, some of our life insurance products, listed above, are also designed to help provide you with:

• Investment opportunities
• Access to cash that has accumulated in your policy through a loan or withdrawal
• Potential tax advantages, include tax deferral and tax-free income that can be beneficial to your overall financial strategy including retirement¹
• Flexibility to meet changing needs such as flexible premium payments, increasing policy face amounts and opportunities to convert term to permanent life insurance²
• Supplemental, optional protection, (long term care, sudden illness or disability, estate protection)

What’s Next?

Weighing your options? Looking for a second opinion? Just need a simple explanation? Contact your Life professional– we’re here to help. We can review the specifics of your financial situation and point you in the right direction. If any of our services are appropriate for you, a Great Lakes life professional can help you get started.

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¹Premium payments and certain policy transactions must stay within IRS guidelines for as long as the policy remains in effect to maintain these tax advantages. “Income” is in the form of withdrawals and/or loans against the policy’s cash value. Loans and withdrawals reduce the policy’s cash value and death benefit, may cause certain policy benefits or riders to become unavailable, and increase the chance the policy may lapse. If the policy lapses, is surrendered or becomes a Modified Endowment Contract (MEC), the loan balance at such time would generally be viewed as distributed and taxable under the general rules for distribution of policy cash values.

²“Flexible premium payments” are subject to certain minimums and maximums. Increases in policy face amount may require evidence of insurability and decreases may result in surrender charges.